Floretta attended school through 7th grade. She married Grover Cleveland Warfel in 1932; he died in 1946. She was 16 when she was married, they had 10 children together, 5 boys and 5 girls and four stepsons. She lived in Norris Run, a patch in the Northeastern hills of Pennsylvania. Floretta was a memory painter and considered an outsider folk artist: communicating tales of her life and times. Never one to be shy, she portrayed life as she perceived it with outrageous combinations of color and wild skies, her personal stories come to life with larger than life people, and multiple stories told in layers on her sheets.